Your use of and access to the Stewart Sites is expressly conditioned on your acceptance of the following terms and conditions. If you do not or cannot agree with any part of the following terms and conditions, you may not use or access the Stewart Sites. Please note that this privacy policy only applies to the information that we collect via the Stewart Sites.

The privacy of your non-public personal information is important to us. We use safeguards to protect your privacy and confidentiality. This policy discusses information we collect and the manner in which it is used. We reserve the right, at any time, to add to, change, update or modify our privacy policy simply by posting such change, update or modification on the Stewart Sites. Any such change, update or modification will be effective immediately upon posting on the Stewart Sites.

We use good-faith efforts to maintain physical, electronic and procedural safeguards to guard your non-public personal information. However, while we strive to protect your personal information, we do not ensure or warrant the security of any information you transmit to us, and you do so at your own risk.

If you do nothing during your visit but browse through the Stewart Sites and read the information contained on the web pages, we may gather certain information about your visit automatically. This information does not identify you personally. We may automatically gather the Internet domain (for example, “companyx.com” if you use a private Internet access account), IP address (an IP address is a number that is automatically assigned to your computer whenever you are surfing the web) from which you access Stewart Sites, and the date and time you access Stewart Sites, and the pages you visit.

We may collect non-public personal information from you when you voluntarily provide personally identifiable information to us through Stewart Sites, such as when ordering services/products and accessing account-specific or other profile information. We may collect information about your transactions that we secure from our files and from our affiliates. We may collect information that we receive from consumer reporting agencies. We may collect information that we receive from others involved in your transactions, such as real estate professionals or lenders. We limit use of such information to the purposes for which the information was provided, except as described below. However, we reserve the right to use such information for marketing/product development research and other similar purposes and/or to contact you regarding additional services or products that you may find useful.

We may also release your information to others when we believe, in good faith, that such release is reasonably necessary to (i) comply with law, (ii) enforce or apply the terms of any of our user agreements, or (iii) protect the rights, property or safety of Stewart, Stewart’s users or others. We may also sell, transfer and disclose your information as part of a business divestiture, sale, merger, or acquisition of all or a part of our business.

If you send an electronic mail (email) message that includes personally identifiable information, for example, in an email message containing an inquiry, we will use that information to respond to your inquiry. Remember that email is not necessarily secure against interception or other disclosure. If your communication is very sensitive, or includes information such as your bank account, charge card or social security number, you should not send it in an email.

We may use “cookies” to improve our service to you. Cookies may help us recall a previous visit. The cookies we use do not collect personally identifiable information, and we do not use them to determine your identity.

Cookies are small files stored in your computer’s hard drive by your web browser. When you access Stewart Sites, our computer server will access these cookies so that it can recognize your computer, and make using the website easier for you. For example, cookies allow us to remember your username and password to save you having to retype it every time you visit Stewart Sites.

For our European customers: on May 26, 2011, a new directive was passed by the European Union (EU) that requires all companies to obtain “free specific and informed consent” from all European visitors to their website in order to capture cookies. The law requires “opt in” functionality, only allowing cookies to be placed on computers where the user has given his or her consent in advance.  Once consent is obtained we will not need to request permission again in the future unless you delete your cookies. If you believe that you qualify under the EU Cookies Directive but did not receive the opportunity to opt-in or opt-out at our Stewart Sites, please submit an email towebmaster@stewart.com and include the website you are visiting, so we can identify and resolve the issue.

If you are not comfortable with this use, you may configure your browser to be notified when cookies are to be received and to provide you with the option of refusing cookies.  However, please note that if you have “disabled” cookies in your browser this way or you have “opted out” you may not be able to use certain features on the Stewart Sites.

Please review the list of cookies for our explanation of the cookies we use and why.   Most web browsers allow some control of most cookies through the browser settings. To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit www.allaboutcookies.org.

To opt out of being tracked by Google Analytics across all websites visit http://tools.google.com/dlpage/gaoptout.

We embed videos from our official YouTube channel using YouTube’s privacy-enhanced mode. This mode may set cookies on your computer once you click on the YouTube video player, but YouTube will not store personally-identifiable cookie information for playbacks of embedded videos using the privacy-enhanced mode. To find out more please visit YouTube’s embedding videos information page.

Our employees and agents may view information that you provide us in order to perform their jobs and service you. We do not authorize access to non-public personal information about you to those individuals who do not need to know that information in order to provide products or services to you, or as otherwise provided herein.

We may disclose any information that we collect about you to our affiliates or non-affiliated third parties as permitted by law. We also may disclose information about our customers or former customers and others to the following types of non-affiliated companies that perform marketing services on our behalf or with whom we have joint marketing agreements:

• Financial service providers such as companies engaged in banking, consumer finance, securities and insurance
• Non-financial companies such as envelope stuffers and other fulfillment service providers

Stewart Sites may contain links to websites that are provided and maintained exclusively by third parties. Websites provided and maintained by third parties are not subject to this privacy policy. Please review the privacy policies on those websites to understand their personal information handling practices. We make no representations concerning the privacy policies of these third-party websites.

If you have questions about our privacy policy, you may contact our webmaster at webmaster@stewart.com. Please provide the webmaster with information about the specific Stewart Sites about which you are inquiring.